Commercial Checking
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First National Bank's Commercial Checking account is designed for businesses with light to moderate activity. Our Commercial Checking account eliminates layers of complexity, so you can stay focused on your bottom line.
Features of Commercial Checking:
- No minimum deposit to open account
- No minimum balance*
- $10 monthly maintenance fee. Earnings credit can reduce or waive your monthly charges†
- Fees per item
° $0.19 per debit or credit
° $0.12 per deposited item - Fees per electronic items
° $0.15 per debit
° $0.10 per credit - $10 per Visa® Check Card per year
- Free Online Banking
- BillPay, Payroll & Invoicing**
* A negative collected balance fee will be assessed at 2% over national prime rate if you draw on uncollected funds.
† Earnings credit is calculated on the average collected balance multiplied by .25% less then the prior month's average of the 91-day Treasury Bill rate.
** You must be enrolled in BillPay prior to signing up for the Invoicing and Payroll services. All applicable fees will be assessed to the designated primary account. See pricing details.
