First At Work Benefit Checking

Balancing Benefits and Convenience Through Your Employer.

As an employee of a First At Work company, you're entitled to special banking privileges from First National Bank. From checking and savings accounts to loans and investment opportunities, our wide variety of products and services come with courteous, professional service that customers have enjoyed for generations.

With our First At Work Checking account, you get the services you need to make checking as convenient as possible.

Account Features:

  • Free Checking with No Hidden Fees
  • One Overdraft Forgiveness every 12 months
  • Free circle one atm and non - circle one atm Withdrawals (Other bank and ATM Operators' surcharges may apply)
  • Free Bank Logo Checks (including re-orders)
  • Free Debit Card Fraud Monitoring
  • Free Online Banking, BillPay, and Account Alerts
  • Free Statements (paper and online)
  • $25 Per Year Safe Deposit Box Discount
  • Free Cashier's Checks
  • Free Incoming Wires
  • Free Stop Payments
  • Discounted Rates on Auto, Home Equity and Personal Loans
  • $400 Mortgage Closing Cost Credit - See a Mortgage Loan Officer for complete details
  • Special Fee Savings on Unsecured Line of Credit and Home Equity Line of Credit

Apply Now

Enroll in the First At Work Program

Getting started in the First At Work Program is easy! If your employer is a participating partner with the First At Work program, simply enroll in a First At Work Benefit Checking account and enjoy all the benefits of being an exclusive account holder.

First At Work Benefit Checking
Our First At Work Benefit Checking account comes with all the great services we provide wih our traditional checking accounts, plus so much more. We added benefits specifically designed for you as an employee of a First At Work company.

Open a New Account
Apply online for a First At Work Checking account today. To convert an existing First National account or move your accounts to First National, simply call 800-883-8773 or visit a Banker at one of our convenient locations.

If you are already a First National customer, you can convert to a First At Work Checking account without having to change your account number. You will receive all the enhanced benefits offered to you as a member.

First At Work Banking Benefits

As a member of the First At Work Program you'll receive preferred pricing on a variety of banking products and convenient services including:

Employee FAQs

What is First At Work?
First At Work is a benefit program for employees at participating companies. As an employee of a First At Work company, you're entitled to special banking privileges and exclusive offerings.

Are you with a First At Work company?
Contact us to find out.

What if my company is not a First At Work company?
Share this information with your Human Resources team and drop us a line at firstatwork@fnni.com and we will follow up with your organization about the benefits this program can provide for you and your colleagues.

Will I need a checking account to receive First at Work benefits?
Yes. The checking account is required to enjoy special offers on other banking products. You are still eligible to attend Financial Education Seminars that your employer may host without a First At Work Benefit Checking Account.

Can I have more than one First At Work checking account?
Yes, you may have more than one First At Work checking account.

Can I upgrade my current account to a First At Work account?
Contact a Banker to determine if this service is the best checking account option for your banking needs.
Phone: 800-883-8773
Email: firstatwork@fnni.com
For any additional questions, please contact a Banker.

Banking Cards

At First National Bank, customers have quick and easy access to cash any time, across the globe. You can choose to access cash from any Interlink, NETS or PLUS System ATM worldwide using our 24 Hour Bank Card or debit card. First National Bank Visa® Debit Cards* provide purchasing power. They're easy to use and free!

Visa® Debit Card

  • Just present your card at the merchant and sign your receipt
  • Purchase amount is automatically deducted from your First National Bank checking account
  • No monthly fee
  • Make up to $3,000 in purchases per day (provided adequate funds are available)
  • Make up to $1,000 in cash withdrawals per day from any NETS or PLUS System ATMs (provided adequate funds are available)**
  • No transaction fees on Visa point-of-sale transactions
  • Visa's Zero Liability*** when you use your Visa Debit Card to make purchases

** A surcharge may be assessed by the financial institution that owns the ATM.

*** Visa's Zero Liability policy covers U.S issued cards only and does not apply to ATM transactions, PIN transactions not process by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

24 Hour Bank Card

  • 24/7 access to the cash in your account at any Interlink, NETS or PLUS System ATMs worldwide*
  • Up to $600 in cash withdrawals per day from any Interlink, NETS or PLUS System ATMs worldwide (provided adequate funds are available)**
  • Accepted at stores displaying the Interlink or NETS symbol
  • ATM withdrawal amount is automatically deducted from your checking or savings account

* Available on a First National Bank checking or savings account. Subject to qualifications.

** A surcharge may be assessed by the financial institution that owns the ATM.

Visa® Platinum Debit Card

  • A high-performance debit card with greater purchasing power and cash accessibility
  • The amount of your purchase is automatically deducted from your First National Bank checking account
  • No monthly service fee
  • Make up to $10,000 in purchases per day (provided adequate funds are available)
  • Make up to $1,000 in cash withdrawals per day from any Interlink, NETS or PLUS System ATMs (provided adequate funds are available)**
  • No transaction fees
  • Visa's Zero Liability*** when you use your Visa Debit Card to make purchases

* Available on First National Bank checking account only. Subject to qualifications.

** A surcharge may be assessed by the financial institution that owns the ATM.

*** Visa's Zero Liability policy covers U.S issued cards only and does not apply to ATM transactions, PIN transactions not process by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

*Available on First National Bank checking accounts only. Subject to qualifications.

We will make reasonable efforts to pay overdraft items if your account is in "good standing." If not in good standing, overdraft privileges will be removed. "Good Standing" means that you; (1) make sufficient deposits to bring your account to a positive end of day balance at least once each 30 calendar days (including payment of all bank fees and charges); (2) avoid excessive overdrafts; and (3) there are no legal orders, levies or liens against your account. We will pay overdrafts for checks and other transactions made using your checking account number, automatic bill payments (ACH and recurring debit transactions), and if you give us your permission, we will also authorize and pay overdrafts for ATM and everyday debit card transactions. A $33 Overdraft item fee will be applied for each additional overdrawn item (maximum of 4 per day) after your one free Overdraft Forgiveness per 12 months is utilized.

See a Personal Banker for complete details.