*1.25% Annual Percentage Yield (APY) is a 6 month promotional offer for new and existing consumer Savings and Money Market accounts and is applied to new money (up to $250,000). Promotional period begins on your acceptance date and if your new money deposits exceed $250,000, you will receive the standard rate on those funds. Example for existing accounts, if your initial balance at close of business on the previous business day was $1,000, you will receive the promotional rate of 1.25% APY on any new money above $1,000 and up to $250,000 during the promotional period. Your initial balance (in this example $1,000) will receive the standard rate. If your balance falls below your initial balance, you will receive the standard rate on those funds. After the six-month promotional period, your account will earn the standard rate as provided on the then applicable rate sheet. Your statement will not reflect multiple balances with various rates, but rather a blended rate of the entire balance. Flex Savings and Money Market accounts have minimum balance requirements to obtain the standard rate for each balance tier. For example, the Basic Money Market account earns .03% APY on balances up to $4,999.99; .05% APY on balances $5,000.00 - $24,999.99; .06% APY on balances $25,000.00 - $99,999.99 and .06% APY on balances $100,000.00 and above. Flex Savings and Money Market accounts have a $1,000 minimum deposit to open the account. APY’s accurate as of 04/01/2016 and are subject to change after that date. Fees may reduce earnings. Offer may be changed or discontinued at any time without notice. May not be combined with any other offers. Applicable for new money on eligible consumer savings and money market accounts only. The following accounts are excluded from this offer: First National Wealth Management Savings and Money Market, First National Intro Savings, and Business accounts. First National Checking account required for this offer. See a Banker for details.

First National Bank, a division of First National Bank of Omaha

** A surcharge may be assessed when using an ATM not branded with circle one atm.